Last chance to file by September 15; know the rules, risks, and steps to avoid trouble.
What’s the Deadline?
- The due date to file ITR for the Assessment Year 2025‑26 (Financial Year 2024‑25) is September 15, 2025.
- This applies to taxpayers not subject to audit, including individuals and Hindu Undivided Families (HUFs).
- No further extension has been announced by the Central Board of Direct Taxes (CBDT), despite repeated requests.
- The last extension was granted in May when the deadline moved from July 31 to September 15.
Who Must File & Which Forms?
- The September 15 deadline is for non-audit taxpayers.
- It covers people using ITR forms 1 to 4 based on income types.
- Individuals with business income, multiple properties, or capital gains may require ITR‑2 or ITR‑3.
How to File ITR
- Log in to the Income Tax e‑Filing portal using PAN and password.
- Go to the “File ITR” section.
- Choose Assessment Year 2025‑26.
- Select filing status (Individual / HUF / Others).
- Choose the correct ITR form.
- Review income, deductions, and tax paid details.
- Pay any pending tax.
- Submit the return.
- E‑verify it within 30 days — mandatory for return to be valid.
enalties, Interest & After‑Deadline Rules
| Situation | Penalty / Consequence |
|---|---|
| Filed after Sept 15 | Penalty under Section 234F: ₹5,000 if income > ₹5 lakh, ₹1,000 otherwise |
| Late filing with unpaid tax | Interest under Section 234A: 1% per month on unpaid tax |
| Belated return | Can file till December 31, 2025 |
| Updated return (ITR-U) | Allowed up to March 31, 2030 |
Current Status: How Many Have Filed & Refund Info
- Over 6 crore ITRs have been filed so far — less than the 7.28 crore filed last year.
- Many taxpayers faced delays or notices due to incomplete or incorrect filings.
- Filing alone is not enough — e-verification is a must within 30 days to receive a refund.
- Failure to e-verify will invalidate the return and may lead to a penalty.
Quick Reminders
- File before 11:59 PM on September 15, 2025 to avoid penalties.
- Even if no tax is due, late filing fee applies if filed after deadline.
- Choose the correct ITR form based on your income type.
- Ensure all income sources (including interest, freelance, etc.) are reported.
- Keep your Aadhaar-PAN linking and bank details updated.
Also Read : ITR Refund 2025: Avoid These 3 Common Mistakes That Delay Refunds
